In the 4 years of letting somebody else control my bills, the four years of being a mother and 3 years of being a single mother, I have finally come to the realization of my debt. I have bills from over 6 years ago in my name because I allowed and trusted my kids father who never actually paid them! So a lot of my bills are in collection agencies and some I probably don't even know about anymore because of 4 moves.
The thing that finally pushed me to pay everything off is I am about to start school, and I have been unemployed for 8 months now. It took 8 months to run out of my savings, and now I have recent bills adding up. I am scared to find out my credit report and get the full list so as of right now from all the bills I could find I seem to be $12,812.52!
I want, no need a fresh start before I finish school in 72 weeks! The idea of adding another $40 thousand has me freaking out. Plus I'm dating a man who is a car sales man, meaning he's anal about credit. He has great credit and I just don't want to pull him down when we move in together when I graduate.
This blog is my debt journal for the world to see. Its my own little way of keeping myself on track. The fact is I'm in this much debt because I love shopping instead of paying bills. So now I must answer to the world if I buy a brand new pair of stilettos instead of paying a bill. So please help me stay focused whould you? Comment and give advice. Let me know if I did a no no.
With that said let the mission begin.
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